precautions while using atm machines

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Precautions while using ATM Machines

The basic units allow the customer to only withdraw cash and receive a report of the account's bala
61. Debit Card Safety Precautions
Debit cards provide added convenience in accessing your accounts. Please consider the aforementioned safety precautions and additional protections listed below when using a debit card. Sign your card on the signature panel as soon as you receive it. Always keep the card in a safe place. When selecting a PIN, do not use your birth date, telephone number, or Social Security number. Never disclose your PIN to anyone. No one should ask for your PIN, including representatives from Bank of Central Florida. Do not disclose information about your card in response to an unsolicited e mail or request. If traveling internationally and using your debit card, call (863) 682 7100 to have a bank representative flag your account to avoid interruption in service.
62. Look for secure transaction symbols
Look for secure transaction symbols when shopping online to ensure your account information is protected. Consider using a credit card instead of a debit card for online purchases, as it may take more time to resolve unauthorized transactions or disputes with debit card fraud and money can be taken directly out of your checking account. Block the view of others when using a point of sale (POS) terminal in making debit card purchases.
63. Check your account history online
Review your bank statements or check your account history online regularly to verify if any unauthorized transactions are shown. Always keep your statements in a safe place. Report lost or stolen cards or unauthorized transactions on your account to Bank of Central Floridaimmediatelyby contacting (863) 682 7100during business hours. After hours, call(800) 236 2442to report a lost or stolen card. Providing prompt notice will limit your potential liability.For additional tips on dealing with a lost or stolen debit card, the Federal Trade Commission provides helpful information on
64. Worried about accruing credit card debt
Just make a commitment to pay it off monthly. Not only will you earn interest on your money that s in the bank during the month, you can earn frequent flyer points and other gifts from most credit cards. If the ATM is obstructed or it has poor lighting, go to another ATM.
65. Suggestions for handling PIN
While receiving the PIN please ensure that the envelope and the security document are not tampered with. In case of tampering contact call center immediately and do not use PIN. Do not reveal user PIN or any security information on card to anyone. Neither the Bank nor any Authorized Agencies will ever ask you to disclose your PIN. In case of any such happening please note the particulars of the caller and report to the call center executive (1800 180 2222(toll free)) and cyber crime cell (cybercrime@pnb.co.in), e mail (incident@pnb.co.in).
66. Conclusion
These days when people are replying more and more on ATMs for cashtransaction, things are bound to go wrong as the ATM machine is only a machine andmachinescan fail. There is no need to worry however, if you follow the above steps your ATM experience will be a pleasurable one.


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